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The ABN Amro Gold Card has a higher €5,000 monthly credit limit and costs €55 annually.It requires a minimum monthly net income of €1,250. The ABN Amro Student Credit Card costs €14 per year and gives a credit limit of €500 (for a monthly income of less then €500) or €1,000 (for monthly incomes higher than €500).If you apply for a credit card in the Netherlands, the card issuer will likely run a background credit check on the credit register.Dutch credit cards use the chip and pin system for making payments in retail outlets - you have to input a pin number rather than just sign a sales slip.The standard Rabo Card has a monthly credit limit of €1,000.The Rabo Gold Card has a €2,500 to €10,000 credit limit and is also available as a Visa.A credit card is pretty much essential for international hotel and car rental bookings.In addition, paying for flights and online purchases with a credit card gives you more consumer protection than other payment methods.

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Most banks will offer clients the possibility to apply for a credit card. ABN Amro Credit Cards - ABN Amro has a very good banking service for expats with much information available in English.

Each time you use the card ASN will make a donation of 0.25% to a sustainable project. A credit limit from €500 to €5,000 is available, depending on income. KNAB Credit Cards - Online bank KNAB (part of ) offers account package holders the option of having a KNAB Visa Credit Card or an American Express Green Card (see below).

The KNAB Visa is freely included in the standard banking package which costs €5 per month.

The thrifty Dutch have much less of a consumer debt culture than say US, UK or Australia and many shops in Holland still do not accept credit card payments.

However, if you are living and working in the Netherlands then it could be useful to get a credit card - especially if you need to travel frequently.

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